tag:blogger.com,1999:blog-14410328.post6059789018009200902..comments2024-03-20T23:10:05.429+05:30Comments on Indian Stocks: Arman Financial and Ganesh Polytex: Avoid!!What'sUp Prahaladhttp://www.blogger.com/profile/05216054234415437998noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-14410328.post-53522848536697832522015-02-11T12:10:13.495+05:302015-02-11T12:10:13.495+05:30Well, I would not invest in Arman Financial. Who e...Well, I would not invest in Arman Financial. Who else do you recommend?<br /><br />Regards,<br />Apoorva<br />HCBL BankTathastuhttp://hcbl.innoreply@blogger.comtag:blogger.com,1999:blog-14410328.post-81415945546668611852011-01-27T13:50:44.771+05:302011-01-27T13:50:44.771+05:30Anonymous:
Microfinance.. is a very tough busines...Anonymous:<br /><br />Microfinance.. is a very tough business.. specially with regulations for how much interest rate these institutes can charge...<br /><br />Also in Banking there is a concept of "Fractional Reserve" which means if the bank has Rs 100 in deposits it can lend Rs1000 ..<br /><br />So even if banks give 9% in deposit and charge 14% in interest.. since they can lend 10 times more.. <br />Depositor gets Rs 9 as interest <br />Bank gets rs 140 as interest (because they can lend 10 times more than their reserves/deposits)<br /><br />So Microfinance.. is very risky.. as they have to take Rs 100 in loan (say at 10%) and can lend only Rs 100 at 24% ..<br /><br />its better to stick to a conservative bank.. like corporation or oriental bank of commerce.. which will grow slow and steady.. <br /><br />=happy investing<br />whatsup-indianstockideas.blogspot.comWhat'sUp Prahaladhttps://www.blogger.com/profile/05216054234415437998noreply@blogger.comtag:blogger.com,1999:blog-14410328.post-67977516743087558282011-01-27T12:15:10.094+05:302011-01-27T12:15:10.094+05:30I think arman is significantly undervalued. their ...I think arman is significantly undervalued. their book value is lower than the price. and the promoters hold about 35%. is that less?? i agree that microfinance is a hot issue right now... hence the price drop. But they have been having 100% growth in the last 2 and a half years.<br /><br />thoughts??Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14410328.post-27475327344633912222010-12-25T04:07:47.440+05:302010-12-25T04:07:47.440+05:30Shravan Kumar:
Personally I do not like Arman.. B...Shravan Kumar:<br /><br />Personally I do not like Arman.. But theoretically speaking.. <br />we can expect a bounce back.. and finance at the rural level could be an interesting space.. with huge growth opportunities..<br /><br />I would wait for a bounce back..<br /><br />=happy investing<br />whatsup-indianstockideas.blogspot.comWhat'sUp Prahaladhttps://www.blogger.com/profile/05216054234415437998noreply@blogger.comtag:blogger.com,1999:blog-14410328.post-57123053155840007042010-12-24T20:40:30.330+05:302010-12-24T20:40:30.330+05:30Arman Financial i bought on 27 rupees 4500 shares ...Arman Financial i bought on 27 rupees 4500 shares now is 20 i have hold or exit..& this company announcement right issue on December 6th.......Anonymousnoreply@blogger.com